????:1??????????:?????95?98????

2?????

3??????????????

4???????

5?????????

??????????????2?????????21??????? (?? ????????)????????????(National Association of Realtors)?????????21????,?????1?408????????,?????????4.9%,??2%,?????????????

?,1????39.69????,?????????????????????4.8%,????????19????????????,1??118???????,??????3.5%,????16.8%????????,?????3.5??????????????,????5????6?????

??,???2022????,??,??????????????2024???????????406????,????1995?????

?????,???,??,??,???“??”?????

?????????????(Freddie Mac)20??????,???30????????6.85%???????30????????????6.87%,???6.9%?

??,30???????2025?6%???(????????????) ?????????????:???