????????“????”,??????

???/??????????????????????

2025??????????,??4.25%???????4.5%????????????,??????????????2024?????????9???????????????

???????,????????,?????????,???,??????

??????????,???????????,?????“???????????????”???,?????????????????“??????????2%???”??????????????,??????????????,?“??????”??????????

??????????,????????,?????????????2%???????????“?????”??????????????,????????????

????????,?,?????????????,???2%??????????????????,????“????????????????????,???????????”?

?,????????????????“?????,?????????????????”

???????????????,?,?????????????,?????

??,???????????????

???????????????,????????????????,??????????????,????,?????,???????????,???,???????????????????6??????12????????????25????,????2026????????????????????????,??????????????????????3.5%?????????????????3.75%?

??????????????,???,2025?????????????CPI??????3%;???????,????????????????????2025???????1????2?????????,??????????????1??????,??????????????????3???????????

“?,??????????????‘?????????????’,???????????????????”??????,?????????,????“????”,???,??????

??,??????????,???,??,?3???????????????????????????,3????,?????? ???????????????:?????????????