? ??????? ??????

“????????????10???,?????????????2.9??????????????!???????????????????,?????”

????«????????????????????»???????????????,?????????????????????????6????????????,???????????“××???”??,???????????????????????????,??????

?????????????,?????????????????,?????????,???,????2.8%,???1%,?????????????????1?,????????????????

????????????????,?????10???????,??????2.8%????????????????5%??????????????????????,????????,???5????

?????,????????????????,??????????,??2.9???????“??????????????,????1%,??36?????????????,?2.9???????????????????????,????????1.5????????????”

???????????,???????,??????“???????”,????????,?????????2.9?????????,???,?????,?????????????????????1.7???????????“???????????,???????????5%,????,?????1.2?????,???!”

?????????????,?????????????????,??????????????????????????,??????????,??????????????????????,???????

????

??????????

“????????,?????????????××?????????????????,????????,?????????????????????????????????????????????????1????,??????2??,???????R?”

???4???????,???????????????????????,????????,??????????××?????????,???????????????????????,?????,?????????××??????????

???,?????××??????????????,????,????????????,“?????????”?

?????,??????,??3%????????????????,????????,?????1.9%,??App??????,????????

“???,????????,??????,???????????????????0.4%?????????70????????2800???????”??????,?????????????????????,???????????????????,??????????“????????????”,??????????????“???”?

???????????????????,??????????,??????????????????,?????????,???????:????????????,??,??;??????????,?????????,??????????“????????????????,???”;???????????????,????,“?,???????0.4%”;??????????????,???????????????“???????1.9%??1.8%,??”?

?????????????????????????????????????,????“???????”“???????”???????,??????,????????,?????????????????????

“??????????,??????????????????????,?????????,?????????????????????,???,???,????,??????????????”?????,????App,???????70????,??????????3.4%,???????????????12????????????“?????????????????????????1.9%,???????,??????????????????,????????????????????????”

??,?????“?????,????????????POS??????40???????????????,????????22.5?,??????????????????17.5?????????????????????,????????”?????,???????????,???????“??0.4%”,?????????2800???

????????,?????????,????????????????????,????????????,?????????6.72???????????????????(???????2800?,????????24?????,????????????????App???),???????????15%??????,????????????:?????“?????,?????1.9”,????????????“%”,??????“?????????????”??????,???????,????????????????????????????????????????,?3.5???????????

“????????????,?,?‘?’‘?????????’‘?????’???????,??????????????????????????????????????????,???????”???,?????????????????,?????,???????????????????“?????????????”,???????????,????????????????????????????????,??3.5??????

???????“?????????”“????”????????,????????????????????“??????”???????,?????????????,????????????“??????”,????????????????,???????;??“?”???????(???????????????????????????????),???????????????????,????????????,??,???????????????????????

??????????????,??????????????????????????,?,??????5????????10???50?????????????100???????;???????????????????,“????????????”???“?????????????????????”????????;???,?????????????????????????????12????????????????????????,????24????????,????????????????????????????????,?????

?,?????,??????????????????,?????????,??????????????,?????????,???????????????,????

??????????

???

????????????????,?????????????

?????????????,?????,?????“?????????????????????????????????????????????????????????????????,?????????????????????”????????,?????????,????????

“?????????‘??’??????????,???????????,??????????‘??????,???????,??????’????????,?????????????”??????????????????????????????????

??????????,???????????????????????????????,?????????????,????(??????????????????????????????)??????????????????,?????????????????????????,????????????????????,????????????,??????????????????,??????????????

??????????,????????????,???????????????,???????,???????????

???,???????,????????????????,????,??????,?????????????????????????,?????????????????????????????????????,?????????????????????????????

?,???????????????????????????????????????????????????????????????????????,??????????,?????????????????????????????????

“????”??????????????????,??????????,????,???????????,?????????,???????????????,?????,???????,??????????????,????????????

“???????????,????????,?????????????,??????????????????????????????????????,??????????????????????,?????????????????‘????’‘??’???,????????‘?????????’‘????????????’???????????”???

??????

????

???????,????

????????????????2022?????,?,???????,???,????????????????????????????????????????????????????????????,??????????????????????

2023?????????????????????12????????,?????????????????????????????????«????????? ????????????»;2024??????????????????1?,????????????????????AI???????,??????????30????

???????????????

2023???????3???????????,????«??»,?????,????????????????,????

?????????????????,???,????,????????????????,????

??????,?????????,?????????????App????????AI???????????????????,?????????????????

“???????????????????????????????????????????????????????????????,??????????????,????????????,?,????????????????????????????????????????”????

???????????,???????????????????,??,??,????,????,?????????????????,???????????????????????????????????

(????) ???:??????? ??“???soul????”????

?? ????????10??2.9????? ?????

????:1????soul????:?????????

2?????????

3???????

4????????

5?????????

? ??????? ??????

“????????????10???,?????????????2.9??????????????!???????????????????,?????”

????«????????????????????»???????????????,?????????????????????????6????????????,???????????“××???”??,???????????????????????????,??????

?????????????,?????????????????,?????????,???,????2.8%,???1%,?????????????????1?,????????????????

????????????????,?????10???????,??????2.8%????????????????5%??????????????????????,????????,???5????

?????,????????????????,??????????,??2.9???????“??????????????,????1%,??36?????????????,?2.9???????????????????????,????????1.5????????????”

???????????,???????,??????“???????”,????????,?????????2.9?????????,???,?????,?????????????????????1.7???????????“???????????,???????????5%,????,?????1.2?????,???!”

?????????????,?????????????????,??????????????????????????,??????????,??????????????????????,???????

????

??????????

“????????,?????????????××?????????????????,????????,?????????????????????????????????????????????????1????,??????2??,???????R?”

???4???????,???????????????????????,????????,??????????××?????????,???????????????????????,?????,?????????××??????????

???,?????××??????????????,????,????????????,“?????????”?

?????,??????,??3%????????????????,????????,?????1.9%,??App??????,????????

“???,????????,??????,???????????????????0.4%?????????70????????2800???????”??????,?????????????????????,???????????????????,??????????“????????????”,??????????????“???”?

???????????????????,??????????,??????????????????,?????????,???????:????????????,??,??;??????????,?????????,??????????“????????????????,???”;???????????????,????,“?,???????0.4%”;??????????????,???????????????“???????1.9%??1.8%,??”?

?????????????????????????????????????,????“???????”“???????”???????,??????,????????,?????????????????????

“??????????,??????????????????????,?????????,?????????????????????,???,???,????,??????????????”?????,????App,???????70????,??????????3.4%,???????????????12????????????“?????????????????????????1.9%,???????,??????????????????,????????????????????????”

??,?????“?????,????????????POS??????40???????????????,????????22.5?,??????????????????17.5?????????????????????,????????”?????,???????????,???????“??0.4%”,?????????2800???

????????,?????????,????????????????????,????????????,?????????6.72???????????????????(???????2800?,????????24?????,????????????????App???),???????????15%??????,????????????:?????“?????,?????1.9”,????????????“%”,??????“?????????????”??????,???????,????????????????????????????????????????,?3.5???????????

“????????????,?,?‘?’‘?????????’‘?????’???????,??????????????????????????????????????????,???????”???,?????????????????,?????,???????????????????“?????????????”,???????????,????????????????????????????????,??3.5??????

???????“?????????”“????”????????,????????????????????“??????”???????,?????????????,????????????“??????”,????????????????,???????;??“?”???????(???????????????????????????????),???????????????????,????????????,??,???????????????????????

??????????????,??????????????????????????,?,??????5????????10???50?????????????100???????;???????????????????,“????????????”???“?????????????????????”????????;???,?????????????????????????????12????????????????????????,????24????????,????????????????????????????????,?????

?,?????,??????????????????,?????????,??????????????,?????????,???????????????,????

??????????

???

????????????????,?????????????

?????????????,?????,?????“?????????????????????????????????????????????????????????????????,?????????????????????”????????,?????????,????????

“?????????‘??’??????????,???????????,??????????‘??????,???????,??????’????????,?????????????”??????????????????????????????????

??????????,???????????????????????????????,?????????????,????(??????????????????????????????)??????????????????,?????????????????????????,????????????????????,????????????,??????????????????,??????????????

??????????,????????????,???????????????,???????,???????????

???,???????,????????????????,????,??????,?????????????????????????,?????????????????????????????????????,?????????????????????????????

?,???????????????????????????????????????????????????????????????????????,??????????,?????????????????????????????????

“????”??????????????????,??????????,????,???????????,?????????,???????????????,?????,???????,??????????????,????????????

“???????????,????????,?????????????,??????????????????????????????????????,??????????????????????,?????????????????‘????’‘??’???,????????‘?????????’‘????????????’???????????”???

??????

????

???????,????

????????????????2022?????,?,???????,???,????????????????????????????????????????????????????????????,??????????????????????

2023?????????????????????12????????,?????????????????????????????????«????????? ????????????»;2024??????????????????1?,????????????????????AI???????,??????????30????

???????????????

2023???????3???????????,????«??»,?????,????????????????,????

?????????????????,???,????,????????????????,????

??????,?????????,?????????????App????????AI???????????????????,?????????????????

“???????????????????????????????????????????????????????????????,??????????????,????????????,?,????????????????????????????????????????”????

???????????,???????????????????,??,??,????,????,?????????????????,???????????????????????????????????

(????) ???:???????