????:1?????????:??????QQ

2????????????

3???????

4??????????

5???????????

???????????????12????????12?????????????? ???????(??“?????????”)12????????????????????2025?????????????,??4%,??????????

???????????????,?10??9.9%,????????????13.5%????????????????????,?????????

???,????????????????,??????????????????,???????????????????????

?????,??????????,???????,?????????????,??,?????

?????,??????????,????,??

?????????????:“???????????????,??????????????,????????????4%?”(??????????) ??????????????????????:??????????????