????:1???????,??:????????????

2??????????????

3??????

4??????????

5?????????

?:???“????”???????????????????,??,???????????,??,??????????????????????

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?,???,???????????1000??????????,??,????????

?,???????????1??,??19.35???????????????????,??3.81%,???????14.7%?2?????8??,????18.5??????????????????,??????13%???

????:????????? ??????????

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?????????????????,????1????????,?????????????,?,1????????10.02?????????????,??????????1.67%,???

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????,2024?0.3?????????????,????????1????????0.7????????,?????????

???????????????,??????2??????????,???2.4%,????????2.5%? ???????????:?????