????:1??????????:??????

2?????????

3???????????

4?????????

5??????????

??2????????21?? (??????? ?????????)????(National Association of Realtors)?????21??????,?????????1????408???????,?????4.9%,????2%,???????????????

?????????????,1????????39.69???,?????????4.8%,???????19??????????????????,1???118??,??3.5%,?16.8%?????????????,?3.5???????????????,???5???6???

????????,????????????2022???,??,???2024??406???????,??1995???

?????????,????????,????,????????????,??????“????”?????????????

????(Freddie Mac)20?????????????????????,????30????6.85%???????30??????6.87%,????6.9%?

?????????,30?2025???????????6%???(???) ?????:?????