??1????4.9% ????19??????????

????????????2??21????????? (??? ?????????)???????(National Association of Realtors)????????????21???,????????1?????408???????,??????4.9%,???????2%,?????

????,1?39.69??,????4.8%,??19????,1????????118??,????3.5%,????16.8%???,??????????????3.5?????,????????????5???6?????

?????,??2022???????????,???,??????????????????????2024?406??????,??1995????????

???????,????????,???,????????????,????“?????????”????????

????????????(Freddie Mac)20??,?????????????30????6.85%???????30????6.87%,????6.9%?

????,30??2025??????6%???(????????) ??????????:??????????????