????:1?2023???????????:???????

2????????????

3????????

4?95?98?????

5???????????

????1??15??? (??????????? ???)??????15?,??2025??????????????????????,?????????12??

??,???????????????????????????????????3????????????????????,??6000????????(???,???????)???,???????1????????,?????500??????????

???,?2??????????????????????????????????????????????????????????????????????????????????????????12???????,??????15%????????1?????,?????????????????3??????????,??????2000????

??,2024?????1-11????????44.3?,???3.5%,???1.3?????????????????

????????,?,??(??) ???:????????