????:1???????????:???????

2?????

3?????????

4????????????

5???????????

????????????2???21???????? (?????? ?????)????(National Association of Realtors)?21??????,???1?408?????????,??????4.9%,?????????2%,?????????

??,1???39.69????????,????????????4.8%,????19?????????????,1??118??,??????3.5%,????16.8%?????????????,????3.5?????????,????5????6??????????

??,???2022?????????,??,?????2024???406?????????????????????,????????????1995????????

??????,????,?????????????,???????,?????????????“??”?????????????

??(Freddie Mac)20???????,????30??6.85%???30??6.87%,??6.9%?

???????,30??????????????2025??6%????????(???????????) ??:?????