????:1???????:???????

2???????????

3??????????

4?????app???

5???????

????????????2???6?? (????????? ???)?(Freddie Mac)?????6???????????,??30??6.89%,????????

??????,??????????????30????6.89%,??6.95%,?????????????????????6.64%?

??????10??????????????????10????????????????4.79%,??,6?4.43%?

???????9?????,??????????????30???????????????9??6.08%,??

???????,??“???????????”,???,????????,?“??????”???????????,30????????????2025????6%???????????????????

???????,2024?????406?,???2023???0.7%,??1995???

???????1??29?????,??????????,???????????????????4.25%????????????4.50%????,??“??”???????(????????????) ????????:????