?????????????

????:????:???????

????????????????11????29?????????????? (???? ??)???????28????????????????,??,????????????????

?????,?????????2024???????6.55?,??????2023???6.62?????????????2022????????????????????????7.24???

???????????????????????????(Amanda Bryden)??,?????,?????,?,????????????????,????????????,??

???2023????????8?????????????????????15?5.25%,?????????????????8????????,????????????4.75%???,???????3.75%,???3.1%,2026?4%?

??,????,?????????39%??36%,??????,???????????????19%,??22%?(?) ???????????????:??????????????????