??????30??6.89% ????????

?2??????????6?? (?? ?????)???(Freddie Mac)??????????????6??????,???30?????6.89%,??????

??????????????,???30??????????6.89%,????6.95%,????????????6.64%?

??????10?????????????10??4.79%,??,6???????4.43%?

???9????????????,???????????????????30???9???6.08%,??

?,??????????????“??????”,???????,??????????????????,??“????????????????”??????????????????????,30??2025???????????6%?????????????

???????????????,2024???????406?????????,??2023??0.7%,???????????1995???

???1??29????,??????,???????4.25%??4.50%?????,???????“?”??(????????) ?????????????:??