????:1???????:?????????

2???????????

3?????????????

4?????????

5???????

????????1?????????????????15?????? (???????????? ???????????????)????????????????????15?,????????????25???5.75%,??

???????5%,??6.5%????????????????,???????

2024?9?????????????,??6.25%???6%,???????????5.25%,????6.75%????????,??????6%????????

??????????????????6%??????????????5.75%,??????1????????14????15?????????,??2025????????2026???????????????,?????????2.5%?????????,??????????????????????????

?????????,???????????,???????????????,?????????

?????????,????????,????????16315????????/???,?????????,???,??????,????????,?????????

?????????15????????????,2024???12??,???22.4??,?234.6?????????,??212.2????56?????????(?) ???????????????:????