????:1?????:?????????

2?????95?

3?????????

4??????????

5???????

??????????????,??????????????????????,????????,?????????????1?????8????????????,????????????,?????,??????????????????????????????????????????????????????,???3???????????2%,????????3?????????????????2.95%???,“??????????,????,???????????”?

?????????

????,?????????????,????????1??8???????????,??,????,??????????????????????????????????????????????????????????????????????????????????????????????????????

“20??????????,??????????????????????,?????????,?????”,1??8???????????????????,????????????«??????????2025????????“?????????”?????????»,???????????1????3???????????,??????????1.65%?2.2%,????????????100??????,???????????????1.65??????????6.6??????????????????????????,?????????????????1???????????3000???????3???????????2000??????,??,????????,?????

?????2025????1????????????????(????????)???????,3?????????????????3000???????????,??????????,20????????????????????,?????????????????????2.2%?

?????,???????,?????,??????????,???????????????????????????3?????????3?????????

???????3??????????????????6????????????1????????????2??????????????3?????????????,?1.35%?1.55%?1.65%?1.75%?2.2%;?????????2025???????,20???????????,????????1?????????????????????????,?????????????,??????????????,?????????????,????????3???????????????2.6%?

????????????????????????????,????,??????????????;??????????????????????,???????????,?????????????????????,????????????????,???????????????????

???????????????????????????????

?,???????1????????8?,???????,????????????????????????????????,?????

???????????????????,????????2025????????????????1??????????3??????????????????????????,???1???????2???????3??????,?????2.1%?2.4%?2.95%,????????????20????????????????????????,“??????2.95%???????,????????,????100?????,??????????????20?,??????????80???????????????,??????????????,??”?

“??????,3?????????????????2.45%,?????????????????”,???????????,??,?????

“?????????”,????,“?????????3????,?2.15%?”?????,????????????7000?????,????,?????,“3?2.6%???????????????,?????????????????????????,???????,????”?

???,????????,????2%???????????????????,???????,??????????????,???,??,??,??????????????

?????????360?????????,?,??????????????????????????????????,???????,?,?????????????,??

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?????,???“??,????????”??????,?????????????????????????????????,??????????????????????????????????

??????????,??,?????,??????,?????????????????,?????????????,??????????????????,????,?????????,??????????????????????

??,??????,???,??????????,??????

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??????????,????????,???????,????????????????????????????,?????????????,??,??????????,??????,?????????????????????????,?????????,?????????????

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