????:1??????????:??????

2??????

3???????

4?????

5???????

????????????????11?29????????????? (???????????? ??????????????)??????????????28????,????,????

?,????????2024????6.55??,???2023?6.62?????2022?????????7.24?????????????????

???????????????????????(Amanda Bryden)?????,?,?????????,?????,???????,?????????????????????,???

??2023????????8??15??????????????5.25%,??8????????????,???????????????4.75%??????????????????,??3.75%,???????3.1%,2026??4%?

???,???????????????,???????39%?36%,????????????????,????????????????????????19%,?????????????22%?(??????) ???:??