???????????3% ??????

????:????????:????????

???????11?????????????22?? (?? ??)??A????22??(????)????,?????????????????????????????????,?????????????????????,?????????3%,?3300???????????

????????,???3267???,??3.06%;???????10438????????,??????????3.52%;??2175?????????,?????????????????3.99%?

????,?,A??????????????????;??,?????????????????,A???,??????????,???,??3300?,???

?????,??????????????A?,????????????????????????,??????????????????1.95%,?????A????????????????????,???????????????????(????????????10%)?

???????????,????22?????,???????????????????????,??,??????(??????) ????:???????????