??????3% ???????????

????:????:??spa??????

???11?????22?? (?? ???)??????????A?22??????????????????(?????????????????)?,??????,?,????3%,????????3300???????????

?????????????????,?????3267?,??????????????3.06%;??10438????,??????????????????3.52%;??2175????,???????????3.99%?

?????????,????,A?????????????????;?????????????,???????,A???????????,?,?????????,??????????3300?,???????

???????,?????????????A?,??????????????????????,?????????????????1.95%,??????????A??????????????????,????(?????????????????????10%)?

????????????,??22????????,??????????????,?,????????(????) ???:????????????????