?? ??????????????????3.7%
![](https://image.chezhanri.com/2019/0528/20190528180032719.jpg)
????:1?????:??????????
2??????
3???????
4??????????
5??????????
????9?????11????? (? ??????)????????????????????11???????3.7%,?????????????????????2.8%;?????????????????
7???????????????19?????????????,????????????????3.81%;7????????25??,?3.85%;8???16??????????,?“?????????????”????3.9%,2025???????????????3.26%?
11????????????????2024?,?,???????????????????,???????????????????(AI)??,??;????????????8??,?????????????????
?????????,?????,?AI??,?????????????????,???,????????????????????,??
??,?“??”,??60%?
?2025???????????,??????,AI???,????????????????????;????????????,???????????????????????,??????????????????????????(????????????) ???????????:????????