????:1?????:??????????

2??????

3???????

4??????????

5??????????

????9?????11????? (? ??????)????????????????????11???????3.7%,?????????????????????2.8%;?????????????????

7???????????????19?????????????,????????????????3.81%;7????????25??,?3.85%;8???16??????????,?“?????????????”????3.9%,2025???????????????3.26%?

11????????????????2024?,?,???????????????????,???????????????????(AI)??,??;????????????8??,?????????????????

?????????,?????,?AI??,?????????????????,???,????????????????????,??

??,?“??”,??60%?

?2025???????????,??????,AI???,????????????????????;????????????,???????????????????????,??????????????????????????(????????????) ???????????:????????