????:1??????:???????

2?????????

3?????28??

4??????????

5????????????

7????????22??,????????????????,1?(LPR)????????3.35%,5????LPR????3.85%,?10?????

?LPR??????????????2?????????????,5?????????????LPR????25?????,????????????5??????????LPR???????????35?????????????????

?????????????100????????????????????????????????30????????,??????????????LPR??10???,????57.3????,?????30??2.1????????

????????????????,5?????????LPR??????????????????????????5????????????????17????,???????,???????????????6????,????????????????3.45%,???????????66??????????????????????,?????17???,???????????

????????????????,5????????????LPR????35???????,?,????LPR?????????????????????,????,???????????????????????????100??30????,??200??????,???????????7???

???,???,?????????LPR??,??,???????????LPR?????

????????2024????????????????????????,??????,????LPR??????,?????????????????????????,????????????????LPR???,????,???????,LPR????????????

“?,????????????,LPR??????????????????”????????????,LPR????,?????????,???????

???????????????????,??????(??????“??????????”)????,??????,???????????,??????????????????????7??????????????????,?????????,????????????????,???????,????????7???1.8%?1.7%???7??????2023??????????????????8?????

???????????,7????????????????????,???????????????????,??7????7????10??,??,?????

???????????

LPR?????? ?????????

????????,LPR?,LPR?????????????,????,???????,??,???????

1.??

???,LPR??,??????????????,???,??????????????LPR???????????,???????,???????????????,????

2.??

???,?????????????,??????6??,????3.45%,?????????????????66????????,??17?????????????,??????????,5????????????????????????LPR???????????????35???,???????????????,??LPR??????

3.??7????,????

???????????,??????,???,?????,????7????????,??????????,???????;??????????????,????????

?????,???????,?????????????????????,???????????????,??7?????????????????,???????????????????,???????;???????????,??????????????,?????????????,??????????,?????????????????

??,??????????,?????,??????,????????????????????????????

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