?? ??????3% ???????????
????:1???????????????:????
2????????
3????????
4?????
5???????????
???????????????11?????????????22?????????????????? (?? ??????????)?????????????A?22?????(???????????????)??,?????????????,?????,???3%,?????????3300???
??????,???????3267?????,?3.06%;????????????10438??,??????????????3.52%;?????2175????,?3.99%?
?????????????????????,??,A????????;???????????,??????,A??,????????,?????????????????,??3300??,??????
?????????,????A?,????,????1.95%,??????????A????????????,??????????????????????????????(????10%)?
???????,??????????22?????????????????,?????????????????????,??????????????????,???????????(??) ????:???