? ??????????? ?????

“???????????????????????????10???????????????,??????????????2.9?!?????????????,???????????????????”

?????????«?????»????????????????????,?????????????????????6?????????????,???“××??????”????????,????????,?????

??,???????????,?????????,??,?????2.8%,?????????????1%,?????????????1??????????,?????

?????????,??????????????????????????????????????????10???,?????2.8%?????5%????????,???????????????????????,????????????????????5??

??,???????????????????????,??????,????????????2.9???????????????????????????“????????????????,??????????1%,??????????36??????????????????,????2.9?????????????,?????????????1.5??????????????????????”

?????????,??????????????????,??????????????“??????????”,????????????,?????????????2.9????????????,?????????,???,???????1.7????????????????????“????????????,?????????5%,???,?????????????????1.2???????,??????????!”

???????????,??????????,?,????????????????????,????????????????,????????

?????????????????????????

???????

“???????????????,????××??????,?????????????????????,???????????????????????????1????????????,?????????2???????????????,??????????????????????R?”

???4????????????,???,??????,??××???????????,???????????????????????????,?????????????????,?????????????××????

????,?????????××??,???????????????,??????????????,“??????”?

????,???????,??????????3%???????????????,?????,????????1.9%,???????App???,????

“???,????????,???????,????????????????0.4%??????????????????????????????70????2800?????”??????????,???,???,????????????????“??????????”,??????????“???????????????????????”?

??,???????,?????????????????,?????????,???????:??????????,???????????????????,??????;????????????????,???????,???“????,???????????????”;??????,??????,“??????????,???0.4%”;?????????,???“?????????1.9%??????????1.8%,????????”?

??????????????,???????“???????”“??????”?????????????????,?????,???????????????????????????????,????????

“???????????????????,??????,?????,??????????,????????????,????????????,??,????????”????????????????,??????????????App,????70??????????????????,?????3.4%,???????12????????????“?????????????1.9%,??????,??,??????????”

????????????,?????????“?????,?????????????POS??????40???????,???????22.5???,???????17.5??,????”????????????,????????,???????????????????????????“???????????0.4%”,??????2800????????

?,??????????,????????????,?????????????,???????6.72?(????????2800???????????????????,???????????24??,?????????????App????),?????????????????????15%?????????,???????????????????????:?????????“???????????????????,?????1.9”,????“%”,????????????????“????”??,??????????,????????????????,??????3.5????????????

“????????????,????????????,?????????‘??????’‘???????????????’‘?????’????????,?????????????????????,??????”????????????????????????????????????,?????????,??,????????????????“????????”,??,????????????,?3.5????????????????????

????“??????????????????”“?????”?????????????,?????????????????????????“?????????????????????????????”??????????,????????,???????????????“??????”,?????????????????,?????????;???????????????“???????????????????”???????(???????????),????????????,???????????????????????????,????,???????

??,??????????,???????,??????5????????10???50???????????100?????;??,“?????????????”??????“????????????”?????????????????????????;?????????,??????????????????????????12??????,????24?????????????????????,????????????????????????????,??????????

????????????????????????????,???????,?????????????????????,?????,??????????????,??,?????????????????????????????????????????,???????????????????

???????

????????

????????????,????

??,????????,??“?????????????????????????????????????????????????????????????,??????????????????????????????”???,????????????????,????????

“?‘?????????’????,???,????‘??????????????,?????????????,??????????????’???????,????????????”???????????

??????????????,????????????????????????????????????????,???????????????????,?????????????(????????????????????)???????????,????????,?????????????????,?????????????????,???????????????????????,???????

?????????????,???????????????????,????????????????????????,????????,?????????

???????,????????,???????????????????????,????,?????,?????????,??????????????????????????????????????,??????????????

???????,???????????,????????????,???????????????????????????????????

“?????????”???????,???,?,??,???????????,??????????????,???????,?????,??????????????????????,????

“?????????,?????????,???????????,???????????????????????,???????????,?????????????????????????‘????????????’‘?????’?????,?????????????????????????????????‘?????????????’‘?????’???????”?????????

?????

??????????

??????????,????????

????????????????????????????2022???????,???????????,??,???,??????????????????????????????,???????????????????

2023??????12????,???????????????«?????????? ?????????????»;2024?????1??????????,????????????????AI?????????????,?????30?????

??

2023????3????,???«?????»,?????????,???????????,??????????

????????????,?????????????,?????,???????????????????????,?????????????

???????????????????,????,??App?????????AI???????,?????????????????

“????????????????,????????,???????????,????,???????????????????????????????”?????

???,???,????????????????,???,?????????????????????,?,???????????????????,?????????????????

(????????????????) ??????????????????????:???????????????????? ??“????????”????

?? ????????10?????2.9????? ??

????:1?????????:?????????150

2?????

3??????

4?????????

5????????

? ??????????? ?????

“???????????????????????????10???????????????,??????????????2.9?!?????????????,???????????????????”

?????????«?????»????????????????????,?????????????????????6?????????????,???“××??????”????????,????????,?????

??,???????????,?????????,??,?????2.8%,?????????????1%,?????????????1??????????,?????

?????????,??????????????????????????????????????????10???,?????2.8%?????5%????????,???????????????????????,????????????????????5??

??,???????????????????????,??????,????????????2.9???????????????????????????“????????????????,??????????1%,??????????36??????????????????,????2.9?????????????,?????????????1.5??????????????????????”

?????????,??????????????????,??????????????“??????????”,????????????,?????????????2.9????????????,?????????,???,???????1.7????????????????????“????????????,?????????5%,???,?????????????????1.2???????,??????????!”

???????????,??????????,?,????????????????????,????????????????,????????

?????????????????????????

???????

“???????????????,????××??????,?????????????????????,???????????????????????????1????????????,?????????2???????????????,??????????????????????R?”

???4????????????,???,??????,??××???????????,???????????????????????????,?????????????????,?????????????××????

????,?????????××??,???????????????,??????????????,“??????”?

????,???????,??????????3%???????????????,?????,????????1.9%,???????App???,????

“???,????????,???????,????????????????0.4%??????????????????????????????70????2800?????”??????????,???,???,????????????????“??????????”,??????????“???????????????????????”?

??,???????,?????????????????,?????????,???????:??????????,???????????????????,??????;????????????????,???????,???“????,???????????????”;??????,??????,“??????????,???0.4%”;?????????,???“?????????1.9%??????????1.8%,????????”?

??????????????,???????“???????”“??????”?????????????????,?????,???????????????????????????????,????????

“???????????????????,??????,?????,??????????,????????????,????????????,??,????????”????????????????,??????????????App,????70??????????????????,?????3.4%,???????12????????????“?????????????1.9%,??????,??,??????????”

????????????,?????????“?????,?????????????POS??????40???????,???????22.5???,???????17.5??,????”????????????,????????,???????????????????????????“???????????0.4%”,??????2800????????

?,??????????,????????????,?????????????,???????6.72?(????????2800???????????????????,???????????24??,?????????????App????),?????????????????????15%?????????,???????????????????????:?????????“???????????????????,?????1.9”,????“%”,????????????????“????”??,??????????,????????????????,??????3.5????????????

“????????????,????????????,?????????‘??????’‘???????????????’‘?????’????????,?????????????????????,??????”????????????????????????????????????,?????????,??,????????????????“????????”,??,????????????,?3.5????????????????????

????“??????????????????”“?????”?????????????,?????????????????????????“?????????????????????????????”??????????,????????,???????????????“??????”,?????????????????,?????????;???????????????“???????????????????”???????(???????????),????????????,???????????????????????????,????,???????

??,??????????,???????,??????5????????10???50???????????100?????;??,“?????????????”??????“????????????”?????????????????????????;?????????,??????????????????????????12??????,????24?????????????????????,????????????????????????????,??????????

????????????????????????????,???????,?????????????????????,?????,??????????????,??,?????????????????????????????????????????,???????????????????

???????

????????

????????????,????

??,????????,??“?????????????????????????????????????????????????????????????,??????????????????????????????”???,????????????????,????????

“?‘?????????’????,???,????‘??????????????,?????????????,??????????????’???????,????????????”???????????

??????????????,????????????????????????????????????????,???????????????????,?????????????(????????????????????)???????????,????????,?????????????????,?????????????????,???????????????????????,???????

?????????????,???????????????????,????????????????????????,????????,?????????

???????,????????,???????????????????????,????,?????,?????????,??????????????????????????????????????,??????????????

???????,???????????,????????????,???????????????????????????????????

“?????????”???????,???,?,??,???????????,??????????????,???????,?????,??????????????????????,????

“?????????,?????????,???????????,???????????????????????,???????????,?????????????????????????‘????????????’‘?????’?????,?????????????????????????????????‘?????????????’‘?????’???????”?????????

?????

??????????

??????????,????????

????????????????????????????2022???????,???????????,??,???,??????????????????????????????,???????????????????

2023??????12????,???????????????«?????????? ?????????????»;2024?????1??????????,????????????????AI?????????????,?????30?????

??

2023????3????,???«?????»,?????????,???????????,??????????

????????????,?????????????,?????,???????????????????????,?????????????

???????????????????,????,??App?????????AI???????,?????????????????

“????????????????,????????,???????????,????,???????????????????????????????”?????

???,???,????????????????,???,?????????????????????,?,???????????????????,?????????????????

(????????????????) ??????????????????????:????????????????????