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??7????????????????11??????????????? ??(CNBC)?9????????????????????????????,????,????,????????,??????,???????

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????“????”(Bankrate)???????????????????(Mark Hamrick)???:“?????,???????,?????????????????????????????????????????????????????????????”

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???????????????(New York Life)5??“??”( Wealth Watch)????????????,??,???????????????????61%????????????????????????209.45??????????????????????,56%??,??????????161.45????

?,??????????????????????????????????(Donn Froshiesar)????????,??????????????,???????????,?????????

??,???????????(TransUnion)??????????????????????????????(Charlie Wise)???????????????????????:“???????????????,??(??????????????)???????????????????”

??????:“??????????,??????????(????)????????,?,(????)?????????????????”???,???????

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??(New York Fed)5?????,???????????,?????8.9%?????????

(??:????? ??:?????????? ??????????) ????????:?????