????:1???????:?????????

2?????95?

3???????v

4?????????

5?????????

7????15???????????????????,?6????????????????????70????6??????,?1.2%,??????9.3%;?????1.5%,??????????12.4%?

???????,2024???????6????????????,70????????,?64????????66?????????????????,????????????????????????4???????

???????????????????????????,??????????0.5%,?0.2????????,???????????????????????????????0.6%?1.2%?0.7%,????????????0.4%?????????,???????????????????0.4%,??????0.8?,?????????????????,?0.2%??????????????0.5%,??????1.5%?1.0%?

??????,???,?????????,???????,?????

????,?????????,6????7623????,??????5??????47.8%,????????????14.7%,??

????,?????,5??26????6???????25?,?10456????????????,??????33.40%,????????4?????????

????????????,?????27928??????,?50111??????????????????????,?????????????

?1??6??????????????????????,??????????????????????“528??????”?,6???????????

????????,6????,???“528????????”???????????,????;??????????????,???????,??,??????????????????,??,??,?,?,?????????,???????????????

??????,??????,???????????????????????????????,?????????????????????????????????20???????????BP,?????3.4%(LPR-55bp)????????3.2%(LPR-75bp),?????????3.8%(LPR-15bp)?

?????????,??

?,?????????????,2024??????,?,???????????????????“517??????????”????????,?????????????????????????????,??????????????,????,???

?,6????????????,?????????????“528?????”???????????????????????????????,??????????,??,?????

???????,?????????,?,?????????,??,?,?????????????

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