????:1?94?95?92?????:????????

2???????

3???????

4?????????

5??????????

??/??

????,?????

7????26????,??????????????????????????????;29???,???????????????????????????????????????????????????????????????????????????????????????????10?????????????

????????29??????????????,18??????????

???????????????“2%”

??,?????2%???????1.8%,????????“2????”?

????????????????????,????????????????????2%???

??????,??????????????11?,????????1.55%,????????????????,????????????1.55%?????????1.7%??????????????????????,???1.8%??????????2.1%,???????1.85%????2.1%?

???????,????????????????????????????????????????1.55%?1.70%?2.05%?2.10%?

????????????????????,?????????????????????????????????????????????????????????????1.55%?1.55%?1.80%?1.85%??????????????????????????????????????????????????1.55%?1.60%?1.80%?1.85%?

???????“????”?????

??

2023??????????????,????????????????????????,????????,????2023???,???????????1.69%,?????????????1.7%??

2024??,????1.54%,??

???????????????,?????????????????,?????????????,?????????????????????,?????????????????????????????,????,??“???”?,??

????????????????,“?????????”????????????,????“??”????????????????,????????????,????,?????????????????????

???????,4????????,???????????????,??,??????????????????????????,??????,??6??????????????????????,??????????????????????4????,??????????????

?,????,???????????????,???????,???,??,???????????????????,???????????????,????????????

?????????????

?,??,?????????,??????

??????4????,?????????????????????????????,???????????????????????????????????????????????????????,??????????????????????????????5??45?????????????

????,????????????????????????????????,???????,?;????????????,???,???????

“??,??????????”??? ?????????:?????