?? ???????????3% ??????
????:1????????????:????
2?????????
3??????
4????????????
5????????
??????????????11????22?? (??? ?????????????????)?A???????????????22???????(??)?????,????,?????????????????,?????????3%,?3300???
??????????,??3267?,?????3.06%;???????10438??,???3.52%;???????????????2175????????,?????????????3.99%?
???????????,??,A??????????????;??,????????????????????,A???????????,????????,?????????,?????3300?????????????????,???????????????
????????????,??????????A????,????,?????????1.95%,????A????????????,???????????????????????????????????(?????10%)?
????,?22??,???????????????????????????,?,?????(????) ????:?????????????