?? ??????????????????3.7%
![](https://image.chezhanri.com/2019/0723/20190723173401918.jpg)
????:1????????:??????
2??????????
3????????
4??????????
5???????????
???????????????9???????????????????11???????????????????? (? ?)???????11??????????3.7%,?2.8%;?????????????
7????????19?????,??3.81%;7????????????????25?,?????????????3.85%;8???16??,??“????????????????”???????????????????3.9%,2025?3.26%?
11?2024??????????????????,?????,??????,?(AI)?????????????????,??????????;?????????????????????8????????????????,?????????????????
????,?,??AI????????????????????,?,?????,???????????????,??????????
??,????????????“??”,???????60%?
??2025???????????,?????????????????????????,AI??,????????????????????;???,??????????????????,????(????) ???????:?????????????