??????3% ???????????

????:????95????:????

??????????????11??22?? (?? ?????????????????)???????A??????22?(????)?,??????????????????,???,?????3%,????3300????????????

??,???????3267?????????,??????????3.06%;???????????10438????,??3.52%;??????????????????2175?????,??3.99%?

????????????,??????????????????,A???????????????????;??,???????????????????????,A??,??,???????????????????????????????,?3300?,??

???,?A??????????,????,???????????????1.95%,?????????A?????,????????(????????????10%)?

?????????????,??????????22??????????,?????????,????????,?????????(?????) ??????????????????????:??????