????:1???????:???????

2???????

3????????

4??????

5????????

??????????,?????????????????,????,?????,?????????9??24????,??????,????10%,??18????,???20%,????????;??????????????????,??K??,??????4???????????????????,?K????,???????????????????K??5???

??

???????????9?24???,??,???????,??????????,?,?,???????????,?,????????????5000?????,???????????????????????“??????????”?

??,??????20??????,???????????2760.482761.37?1???,???????????????9???9??????2765.642756.56???????????????????????114.21??,???????????2800?2863.13??????????,?????4.15%,????????????4?????????????352.32??????????8435.7??,?????????4.36%???1600??????,?1615.32???,??????5.54%??????????????5167?,???????????????

?????????,25????????,????????26????,“???????,??????????????”??,????????????,???????????3000?????????,?3000.95????????????,?104.64????,?????3.61%???????8916.65??????,???????????378.92??,???????????4.44%???1714.14???????????,????????4.42%?

???,???????,???2863.152889.01????????????????????,?????????8435.71?????8505.64?????,??????1616.071625.66????????????????????

???,???????????????

?,???,?3087.53??????,????2.89%,??3000.953017.45?????????????9514.86????,????6.71%,???????????8916.89100.77???????1919.79?????,????12%,??????1885.49?????????,????10%,???1716.011751.33???

????????K????5??????????

??????????A??????,?????????

????2700?????????,???,??????????3000??;????????????9000??,????????1800???????,????,??????

?K??,??12.81%,???????20?????????,???10%,????2006???????????14.16%,??????????18???????????????17.83%,?1996???????4???28???????????????22.71%,??????20%?

9?????????????,?K???????????????????????K??????????????K????????,???,?????????????????????9?9%?14%?19%,??????,????????????K?????,????,??4???8?,?K????K?,????9????????,?,????????,???????,???,?????????????

?K?????,???????????K??,???4??K?????5?????????????,????6?????????,??????9%,???????????????6???K?????,??????,?????K??????????????6??????????,???,?????????,??,???????,?7.53%,??K??????5??????5???????????

?,???,????????,?,????????????????,????,?????????,???9654?,??? ???(???) ?????????:???????????