????:1?????????????:?????????????

2???????

3????95????

4?????????

5?qq????????

????11??????????22? (? ???)??????????????????A????22?(?????????????????????)??,????????????????,??,?????????????????3%,??????3300???????????

??,???????????3267????????,??3.06%;??10438???,?????3.52%;???????????????2175???????????,?????3.99%?

?????,?,A?????????;??????????,???,A??,?,????????????,????????????3300???????????????,?????

???????,??A??,???????????????????????,???1.95%,??A????,????????????????????(??????????????????10%)?

?????,???????22????????????,????????????????????????????????????,??????????????,?????(?????????????????) ??:?????