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???????????????,?????,18????????????????29???1.12????????????????17.8??????????????? 6.3%,??,??????????????

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??TransUnion????????????????,2023???????????????????,20????????????2834????????????????????,??????????????????2013?????????26%??????????????????????,???????????????????

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??????????????????????,?????????????????,???,?????????2019??????????2023??????????30%,????????,?????????????????(?????)????

??????????(college Board)????????????,??30??????????????????,??68%????,2024-2025??,?????24920???????????,?????????????58600????????????????,????40?????

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