???????????3% ??????

????:???????:?????????

?11?????????????22?? (?????????? ???????????????)??A??????????????????22??????????(???????)?????,???????,??????????,????3%,??????????????????3300????

?,????????3267?,?3.06%;??10438??????,???????3.52%;???????????2175????????,?????????????????3.99%?

?????,?,A?????????????????????????????????;????,????,A??,?????????????????,??????????????????????,????3300??,???????????

??,????????????A???,??????,????1.95%,??A???????????????????????????,????????(?????????????10%)?

??????????????,?22???????????,???????????????????????????,?????,??(???) ???:????