??????????,???????????

????:?????????:???????????

??!?,??????????

??????? ????????:?????

???6???????????????????26?,????????????????????????????????,????,??????,????????????????“??????”???

??,“517”???????????,?????

???????,?,??????30%??20%,???????????????????35%??????????30%?

?,?LPR+10BP??????LPR-45BP???6??????20??????????????5?????????????LPR???????(3.95%),????????????????????????????3.5%?

???????????????,????????????LPR-5BP,???LPR-25BP,?????????????3.9%?3.7%?

?????,?????????????????,???????????,???????????,?????????????45~55??,?65~80????,????????10???????????????????,?10~15?????,???????????????

???5??27????????????,????,“???????????”????????????,??30%????20%,?????50%??????????35%,???????40%????30%;?????????????LPR-10BP(3.85%)???????LPR-45BP(3.5%),???LPR+30BP?????????LPR-5BP(3.9%),?????????LPR+20BP?LPR-25BP(3.7%)?

????,??????????????,??????????,??????????4??30????????????????????,???????????????

????,????,??????????????,?????,??????????????,???????????????“517????????????”??????????????,?????????????

??,????????????????,?“?????”“?????2000????????????”?????????,????,?????,??????????300?????????????????,??????????500??,?????

??????,?????????????4?,??????“???”????????,???????????????,???????????????????4????????23??????????????????,????,?????????????,?????????????,?????

?????????????????,??12??????????????,?????????????,?????????????????????

??????,????????????????“517?????????”,????,?????,??????????????????,??

??????,???300??????????????30????,??????????????????4.05%?????????????3.5%,????????????????33.76??;???????938?????????????500???25???????????,???????4.55%??3.9%,?????????54.5??????????,??1800???

???????????,???????????????????????,“517??????????”?????,????????????????????????,????????????,???????????,??,?????,??,?????

?????????????“??”????????,????,??,?????????????“????????,???????????????????,??????????????,???????????????,?????????????????”???????????????,????,????,???????? ??????????????:???????????