????:1???????????????:?????????

2????????????

3???????

4??????95?98??

5?????

?????????????????11??????????22?????????????????? (???? ??)???A??????????22??????(?)??,????????,??,????????3%,??3300???????????????????

??,?????3267?,???????????????3.06%;??10438????????,?????????????????3.52%;???2175???????,??????????3.99%?

??????????????,????,A??????????;?,?????????????,A?????????,??,????????????????,????????????3300?????,???????????

?????????????????????,?A????,??????,?1.95%,???????????A?????,???????????????????(?????????10%)?

???????,??22???,???????????????????,?????????????????,???(??????????????) ????????????????:???