????:1???95???:????????????

2???????????

3????????

4?????

5????????????

?10???14?????? (?? ???)????A???14???(??????????)??,?????????2%,?????5000???

??????????????,??????????????????????3284????????????????????,??????2.07%;?????????????10327????????,?2.65%;????????2155?,?????2.6%???16350?,?????

?????????,?????A??????,????????????????????????,????????????,?????;?,?????????????,????,?????

????????????12?,?,????????????,???,??

???,????????????????????????A????????????????????,??????A??,??7.95%?????6.96%;???????????,????(AMC)????,????????????????????????????????????????(???????????) ??????:??