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????:1????:????????????
2????????????
3????????
4?????????
5????????
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10???????????25???????????????,????????????????,???????????????????????????,????????????????????????????????,??????,???,?????
“??????????????????,???????????????????”10?????????????25???????????????,???????????????,????,??
?????,???????????????????????????????????????????????????????????????,??????????????????????????9????29?????(?????????????????“???????????????????????”)???????????????,???????????????????????????????????????
?1500??,????????
10?????26??,????,?,?????????????????4.45%????????3.8%,???????3000????????????,?????,??
????????????????????,??????????(LPR)???????????,10?????25??
?,??????????2024?10??????????????31??????????????????????????,??????????-30?????,?-30????????,???
??????????????,?????????,??????????????????????,??????????
???,10????????????25??????????????????????????????????,??????????????????????????,?????????“????”?????????????,????????????????10???25??????,????,?????
??????,?0.5?????????????,???????1500??????????????????????,??5000?????????1.5???
“?????????,??????,???????????”?????????????,?,???????????,?;?????????,???????????????,???
?????????????????????????????????2021??????????????????????8???????????,????????????????LPR+60???????????????????????????LPR?????????????,???,???1.3??????????????????,????,???
10?25??????,???????LPR-30??????????????????????,??????90??????????,???????????1200?,????????1.5?????????????????????????“???????,‘????????????????????11’???”?????
????,???
???,2021??,?80????????????????2????????
??????????????,??????????,?10?????????????????????????10??12?,????????,?????????,?????????????????????,????????????????????4.65%????????????3.55%,?1800??,????2?????
???????????,???????,????????????,?????????,??????????????
?????????,?,??????,?????????????????????1?1?????????????????????????,??????,?LPR?????
10???????????21????????,?5????????????LPR?3.6%,?????????25???????????10??21??10?25??,????10???????25???LPR??????????3.6%,??????????3.3%???????LPR??????????????????,??????????????,????????????????
?????????????,???????2024??????????????????????11????1?????,?,??,??????LPR??????????,??
??????,?????,????10????????31??
???????????,??????
“????????,????,?????????????”10?26????????,??????????????????????,?“?”??????????
??????:“????????LPR+70?,???1?????1??,????????4.9%???3.9%,???????600????????1?1?????????LPR??????,???????????LPR????,????????????3.3%,?????????1000???????????????????????????”
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