???????????3% ??????

????:????????:??????

?11????22??? (?????????????????? ?????????????)?A??????????22???(???)?,???????????????,?????????????????,??????????3%,??3300?????????

?????????????????,?????3267??????????????,???3.06%;????10438?,??3.52%;?2175?,??3.99%?

??????????,?????,A???????????????????????????;??,????????????????????,A?????????????????????,???????,????????????,???????????????3300?,??????

?,?????????????????A????,??????????,?????????????1.95%,???????A????????????,???????????????(??10%)?

??,??????????????????22?????????,????????????????,???????????,???????(??) ?????:???