??????????,???????????

????:?????????:???????

????????????!????,???????????

???????? ????:??

?????6???????????????????????26????????????????????????????,???????????????????????,??????????????,????????,???????????????????“??????????”?????

?????????????,“517”?????,??????

??????,??????????????,?????30%??20%,????????????35%?30%?

??????????,????LPR+10BP??????LPR-45BP???????6????????????20????5???????LPR???????(3.95%),?????????????3.5%?

???????????????????????????,?LPR-5BP,?????????LPR-25BP,??3.9%?3.7%?

????,??????,?????????????????????????,????????,???45~55??????????????,??65~80???,????????????????10??????????,???10~15?????,??

?5??????27??????,????????????,“?????????”????????,??????????30%?20%,????????50%?35%,????????40%??30%;??LPR-10BP(3.85%)??LPR-45BP(3.5%),???LPR+30BP???????LPR-5BP(3.9%),?????LPR+20BP???????LPR-25BP(3.7%)?

????????????????,?,?????????,???????????????????4????30????????????????,?????

?,??,??????????????????,??????,????,???????“517????”???????,?????

??,????????????,?????????????????????“?????????????”“?????????????2000??????????”?????????????????,??????,??,???300??????????????????,?????500?,????????????????

????????????????,????????????4??????????,??????????????????“?????”?????,??,?????4????????23?????????,???????,??,?????????,??

?,??????12????????,???????????????????????????????,?????????????????????????????????????????????????

??,???“517?”,?????????????,?????,????,???????

????????,????300?????????????????30??,??4.05%??????????3.5%,?????????33.76??;????938?????????500????????25??????????????,???????????4.55%?3.9%,?54.5??,?????????????1800??????

????????,????????????,“517????????????????”??????,????????????????????????????,????????????????????????,???????????,?????????????,??,??,?????????

????????????????????“?”?,??,???????,???“??????????????,???????????????,???????????,??????????????????????,???????????????”??,???????????,?????????????????,??????????????? ??????????????????:???????????????