??????????????

????:????????????:????

???,????????????????????;?????????,??????;?????????;????,?????????????……??,????????????????,????????,????????,??,??????????????????????????????????????????,???,??????????????????,??????????

?????,??

??????????????????????????????????????……???(??“???????????”)????????,??,???

????????????,?????????,??????????,????????????

?????????????????????????????????,??“???”???????????,??????????3???1?????,??????????????????????5000??????????,?“??????????????+??????????????”????,??????????????

?????????????????,????,?????,?????????????

??????????????????????????,???????????????????2?????????5??7????????,???????????????????,???????????????????????????????

9???????????????26?????????????????,????????,??????????????????????9???????????????????27?,?:????????????????????????0.5???(????????5%????)???????????????????????,??????????6.6%????????????????????,???????????,???,????????,??9??????????????27?????????????,?7???1.70%????????????1.50%??????????????????????7????????????????,??????????????????????

???????????????9?????,????257.71???,??????????7.6%,????????253.61?????????????,??????????????8.1%????,???????????9????????????????3.63%,????21??????;???3.32%,????????????????????2????????,????????78????,??

???????,???????????????????????????,????,??????????????????,???????????,?????????????????,????,??????3.2%????2.85%,?????????,?????????????????

?????????????,?????????????

??????,????????(???????????????)???????(??“?”)??????????,“???????????????,??????????,????????????????”

????“???????”?????????,????????????????,??,??,????????

????????????4????,???????????????????,?????“?????????????????”?????????,?????810??,????,???,??????????????????

??????????????????????,?????????????????????,?????????????????????????????????????????????????????????“???????????”?????

????,???????,????????????????,???????????????????,?????

??????,?????????9????,????????????????13.88????????,??14.8%,???????????????????????????,?12.0%?“?”????????????4.26???,????????????13.5%???32.90??,???????14.5%????????????????

10?????????????????20????,??????????????????23?????????????????,??«?????????????????????????????????????????????»,????????????????????,??????????????????,??????????????????????

?????,9????????????????????24???????????????????,?????????????????????????,??????????????????,??10????10??????????????????,?????????????????????????????,????????5000???????????????????,??,?????10????????18?,???,????3000???????????,????????????????,????,?????

?,????????????????,????????????????????,??????“????????”??????,????,????????????????????????,?????????????????????,??,????,?,???

???,??????????????9?????????,??????????32.7%,??????????????????8???15.3%?9??????,?????????,????????????????

“??,????????????,?????????????,??,???”???????????,??,???????????????????????,???????????????????

???????????????,?????????????

9?????26?????????????????,????????????????,??????????????,???????????????,????????????????????????????????????????????,????????????????

10????????????25??????????????????????,?????????????????????????????????????????????????????????????,??????????????????????????????????????????,????-30????,???-30????????????????????????????????,??????

???????????????9??????????29??????????

“??,?????”??????????,???,?????????10????????????????25????????,??????????,???????,??????????,????5.25%?3.95%,??????970????????,????????????1.1???????????????

????????????????????,???????????,???????0.5????(50??????)????,????????????????1500???????????????????,???5000???1.5????????????????????

“?????????????,???????,???????????????”????,??????????????,????????????????????????????????,?????????????,????,????,???????,?,????????,??

?,????,??????????????????,????????,?????????????????????????,????“???”????,?“????????”,??“?????????”,?????????“??????????”?

??????????,???????????,??????,????????????????????????,???????,??????,???????????????????

????,?,??,???????,????????,??,???(???? ??????????)

« ????? »( 2024??????11?????????04??????????? 18 ???) ?????????????:????????????