???????2024???? ????“??”????? ??????

????:????????:??????

8????????30??,????(???:601658.SH,1658.HK)??????????????2024????2024?????????,????????????,?,????,??,????,?????,????????“5+1”??????????,???????“??????”????????????,??,????????,??????????????,?????????????????

????????,?????????????2024???6???,???16????????,??16.41??????;??????????????????1,767.89????????(????,???),??????488.15????????,????1.83%???????????1.54%,????????????;????1.91%,??????????????;??0.84%,???0.74%,?????????????;??325.61%,??????,???????????????«????????»(The Banker)?2024???????????????“????????????1000????”????,????12??????????????

?“?????????”?????? ??????

???,????????????????????,?????,???????????????????,???

?????,???6??????????????????????????,????????????16??????,???????16.41????????,?????4.37%;???8.66???????,??????6.26%,???????????????????????51.33%,???1????????????????,?LPR??????????????“?????”???????,??????????????????1,767.89????????488.15???????????;????????1.83%??1.54%?

??“??”???????????????????????????,????(RAROC)??????,?????,?????????????????????,??????????????,?????,??????“?????????????????”??????,?????????????0.93??;??,??,????,????????????????,????????????????,???????????????,??????(AUM)??????,?????????????????????,????1.51%,??????6?????????????????,??1.91%,???????

???????????????,?,????????????????;????,??“2024?????”???????????6?????,?????0.84%,?0.81%,????????????0.74%,???????????;?????325.61%,??????????

????? ????????????????“?????????”??

“??????”?????????,???????????????????,????????????????“??????”??????????,?????????,??????????????

??????“???????????????????”?????????????,????????????,????????“?????????????”?,?????????????6????,????2.22??????????,?????????1.59???,???????

???????????????,????,??????(?????????)+???????????(??/??)+????????(????????????)?????;????????,??“????”????,????????????????????????“??????????”?????,??????????????6??,????8???????,????????????4,000????,?40%????,??,???????????????,??????,????,????,??6?,??????????11.68%?

????,??,????????????????????,????;????“i-Super”?????????,?;??????????,??????????????76.86%,?17????????;??????????,??14,000?????????????,???????????????932?,???????????????,????????;????????????????1,600??,??4,000????,?????????????

????????,?????????“???????”??????????????,????????,???;??????????????,???,????5,552???;?????????????????35?????6?????????,??6,930.99???????,??????8.66%,???????

???,?????????,?????,??????????????????“U??”????,??????;????????????,????????GBC???,??

????????“??”??????,???????????????,???,????????????“?????”????????????????????????????????,???????????????????????6??,???????????????“????????????????”????????????“??????”??,??????47.44%;??????????“?????????????????????????????????????????????????????????????????????”??,????????1.2???????????,???2,400??????,???0.5%?????????????????;????,AUM 16.23????,??9,967.75???;?????,“??????”?????????????2,400????????,????3.5????????,?????????27.12%,???????5???????

??? ??

??,????,????,?????????????

???,???????“???????????????”??????????“??”???????“?????????”,???????????????????????????????????,??;????????,?????,??????????????;?????????,??,????,??????,?????????

??,????????????,??????;????????“????”???????????????,??????????“???”??7,520??????????????????????????????????????????????????114%,??????6,540.97???????????????????169.14%;??????“??????”,?????,???

????,??????35????,???,??40%,??????????????90%;?????10??;??,???????????“?????????????”??????????????,???????6??,8,127??9,360????????“??????????????”????????,?????????“????????”??????445???

???? ????????

???????,??????,??????????“??”???,??????,??????,????????????????

???,?,????????,?????????,???5,200???,????“??????”????,?????????????5,638?????????“?????????”;???????;???“????”???????????????,?30???“????????+???????????????”????,??

???,??????????,???????????????????,??????????????VIP??????????5,500.37??,????????????6.84%;??562.45??????????????,????????13.34%??????????,??????,?,??????????????????,???;???????????????????????,??,????????1,000??,????;?????????“????”????,??????????????“??????+?????????????”????,???????????6?????????????,???29,293.40???????????,????2.47%,???????????????????,“1+N”??,??????????????????,???“SPREAD”??????????????,??16.01????????,????????????????48.08%,?????????????(FPA)5.16?????,?????????????0.48??,??10.26%?

??,???????,???,??????,?????????????,???,????,????????????????????????,?????????????,??????????????,?????????????! ???:?????