??????????????????????

????:???????:???????

?9???13?????????? (????????????????????? ??)?13?????,8??????

?,???????,?,???

?????8???1?????????????16???????5.25%??,??,????

????????,????????????????8????????????12???????5???????????2.8%?????????????2.7%,?2021??????????8??

5???????????6????,???????2%??,?????7??????2.2%,??????????????????????????,??????????????2.75%????,??????????????(?) ??:???