100???30????2.1??

????:????500???:?????????

7???????????22??????????,?????????????????,1????(LPR)??????3.35%,5??????LPR??????3.85%,????????????????????10???

??????????????????????LPR???????????????????2?????????????????????,5?????????????LPR?????????25????,???5??????????LPR?????35??????

???????100??????????????30??????????,???????????????LPR?????????????10??????????,?57.3????????????,???????30????????????????????????2.1?????

?,5??LPR??????????????5???17????????????,??????????????,??????6??????,?????3.45%,????66???????,??17??????,?????

??????????????,5????????LPR??35???????????,?????,?????????????LPR???????,????????????????,???????????????????????????100???30???????????????????,?200????,????7???

?????,????,????LPR??,??????,???LPR?????

???????????2024??????,??????????????,???????LPR????????,???????????????????,?????LPR????????,???,??,LPR????????

“????,??,LPR?????????”??,LPR????,????,????????????

????,???????????????(???????????“??????????”)???????????????????,???????,????,????7??????????????????????????,?????????????,??????????????,??,????????7???????????????1.8%????1.7%????????????7????2023??8??????????????

?????????????????????,7??????????,??????????,???7?????????7???????????????10??????,???????????????????,????????????

???????????

LPR????????? ??

?,LPR????????????????,LPR??????????,??,????????????,?,???????

1.????????????????

????????????????????????,LPR???,????,??????,?????????????????LPR??????????????????,???????????,????????????,?????

2.??

??,????????,????6????,???3.45%,??66????????????,???????????17????????????????,??????????????????,5????????LPR??????????????????????35?,????????,???????????????????LPR?????????????????

3.?????????????????7???,???????????????????????

???,??,?,????,???????????????????????7???????,???????,?????????;?,???????

???????,??????????,???????,???,??7?????????,???,??;?,????,???????,??,????

????,??,??,????????????????,???????????????????????????????????????

?????????????????????????????????? ?????????????:???