?? ??????????????????3.7%
![](https://image.chezhanri.com/2019/0712/20190712153709269.jpg)
????:1????????:?????9598???
2??????????
3??????????
4?????95?
5??????????
???9??11?????? (?????????????????? ??????????)????????????11?3.7%,???????????????????2.8%;???????
7????????19??,????????????????3.81%;7?????????25????,?????????????3.85%;8????????????16????,?“?”?3.9%,2025?????3.26%?
11????????????????????2024???????????????,???????,???,?????????????????????(AI)????????????????,?;?8?,?????????????????????
?????????????,???????????,??AI?????????????????????????,?,???????????????,?,???
????????????????,???“??”,???????????????????60%?
??2025??,?????????????????,AI????????????????????,????????????????;??,????????????????????,??????(??) ?????????????:??????