???9??11?????? (?????????????????? ??????????)????????????11?3.7%,???????????????????2.8%;???????

7????????19??,????????????????3.81%;7?????????25????,?????????????3.85%;8????????????16????,?“?”?3.9%,2025?????3.26%?

11????????????????????2024???????????????,???????,???,?????????????????????(AI)????????????????,?;?8?,?????????????????????

?????????????,???????????,??AI?????????????????????????,?,???????????????,?,???

????????????????,???“??”,???????????????????60%?

??2025??,?????????????????,AI????????????????????,????????????????;??,????????????????????,??????(??) ?????????????:?????? “???????”????

?? ??????????????????3.7%

????:1????????:?????9598???

2??????????

3??????????

4?????95?

5??????????

???9??11?????? (?????????????????? ??????????)????????????11?3.7%,???????????????????2.8%;???????

7????????19??,????????????????3.81%;7?????????25????,?????????????3.85%;8????????????16????,?“?”?3.9%,2025?????3.26%?

11????????????????????2024???????????????,???????,???,?????????????????????(AI)????????????????,?;?8?,?????????????????????

?????????????,???????????,??AI?????????????????????????,?,???????????????,?,???

????????????????,???“??”,???????????????????60%?

??2025??,?????????????????,AI????????????????????,????????????????;??,????????????????????,??????(??) ?????????????:??????