??�??????????�????

????:?????????:??????????

?????7??25??????????? (??)25??,????????????????????????????????????????????????????????

?????2023????12?????????????,??????????????????,???2%???????????????????1.8%,????????????????2???

????100????????1??

???????????????????????25??,?????????????????????????????????????????10???????????????,????1.05%?1.25%?1.35%;????????????????????????????????????20???????,??????????????1.45%?1.75%?1.8%?

????????,????100???5?????,????????????????????10?9????,???????????????1????????

???,?????????0.2%????0.15%,??????????5?????????;??????????????????????????????10???,????????????1.05%?1.25%??1.25%;????0.7%????0.6%;?10????????,?????????????0.15%????0.7%?

?,????????????????????????????????????????????????10????,?????????????1.05%?1.26%?1.38%;????????????20???????,??????1.45%?1.75%?1.8%?????????,?100???????5????,??????????????????????????????10??9???,???1????

??????????????,???????????,??????,?????????,???????,????,?????????,????

????

7????????22?,??,????7???1.80%?????????????1.70%???????????,1??5???LPR??????10???,????3.35%??3.85%????,??????MLF???,????MLF????????????????

??????,????LPR???????:?????????????LPR????????,???,????,????

????????,?????????????????,????

????????????????????,?????LPR????,?????????????,???????????????????????1.54%????????,??????????????,???????

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