????:1?????????:?????95?98?

2????????

3????????

4?92?95?????

5??????????

?????????????????????10?14??? (????? ????????)???A??14????????????(????????????????????????)?,????????2%,??????????????????????5000??????

????????????????????????,??3284?????????,????2.07%;??10327??????????????,???2.65%;????????????????????2155??,???????????2.6%??16350??,?????

?????????????,???????????A????????????,??????,??,????;?????,?????,????,????

??12????,????????,???????????,???,?????

???,??????????A???????,?????????A??????,???????????????7.95%???6.96%;?????,?(AMC)????????,?????????????????????????(????) ??:???