????:1?????:???????????

2?????????

3????????

4???????

5?????

???????“??”,????????????520????????2023????12????????????,??????????????,?,??????????????????,?,???????????????

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7???????????????25????????????,?????????????????????????????????????????????????????????????????,?????520??????

??????????????????,?????????????????????????????????????????5??????????????????0.15%,3???????????????????????????????????1?10??,????1.05%?1.25%?1.35%;2??3?????????5??????????????20????,?????1.45%?1.75%?1.8%??????1.26%??1.38%,?????????????

?10???????????????????????5??,???,????1?????9000???,??????????????1000???????

????,????????,7??23????????,????3??????2.6%????2.5%,????,??

????????,??“???????”????LPR(?)???7???22???????????????,??????“??????????”???????,????,??7?????????????1.80%????????????1.70%;??????????1??????????5???????LPR???????????????10????,??????????3.35%?3.85%??????LPR????,?????

“?,?LPR???????????????????????1????????????,??????????”?,??,???1??????LPR??10????,?LPR??,????????????????????,???????,??,2????????????????????LPR??????,?????

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?,???????????????,??????2023??????,????“?????????”???????????????????????,??????????????????“????”????

????“????”????????????,???2023?????????????????12????????????????22????,??,????????????????????????????????????“???????????”,???????,3?????????????2.2%?????????1.95%,5????????2.25%??2%???????????????????,?????

??????????????,???,?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????11???????????????????,???10???????????25???????,?????????????2024??????

??,???????????????????????????????,??????????1.7%,?????????1.69%???????,?????????,?1.54%?

???,LPR??????,??????????,?????????????????????????????,?,????????????,???????????????????????????????,????,?????????????????,????,?,??????????????,????,????????????????????????????

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