????:1?????:??????

2??????????

3?????????????

4??????95?98?

5?????

?11??22??? (????? ?)??????????A??????????22???(??????????????????)?????????????????,????,?????????????????????,??????????????????3%,???3300??

?,????3267?????,?????????????3.06%;?????????10438????????,???????????3.52%;?2175?????,?3.99%?

?????,?????,A????????????????????;????????????,???????,A??????????????,??????????????,?????????????,????3300?????????????????,??????????

??,??A???????????????,?????,?????????????????1.95%,????????A???????????,????(?10%)?

????,??22??????????,???????????????,???????????????,???(???) ????????????:??????????????