????:1???????:????????

2??????????

3???????

4????????????

5?????2023??

?????????????10????14???????? (?? ?????)??????A?????14?????(????)?,????2%,???????????5000??

??,???????????????3284???,????????????2.07%;?10327????????????????????????,??????????????????????2.65%;?2155?,?????????2.6%???16350?????????????????????,????

??,?????????????A????,??,???????????,????;???,????????????,????,??

??????12????????,???,???????????????????????????????????????,????,??????

?????,????????A??????????????,????????????A?,???7.95%?????6.96%;??????,???(AMC)????????,??????????????(??) ?????????????????????:???