???????????3% ??????

????:????????:???????????

??????????????????11???????????????22????????????? (????? ?????????????????)????A?22???????????(????)?????????,???????????,?,???????????????3%,??3300???????????

???,???????3267???????????,??3.06%;?????????????10438??,?3.52%;??????????????2175?????,??3.99%?

?,????,A??????????????????????????????????;??,?????,A????,????????,?????????????,????????????3300??,?????

??????????,?A????,?????????????,?1.95%,??????A??????????????????????,?????????????????????(?10%)?

???????,??22??????????????,??????,??????????,?????????(??) ??????????????????:??????