????:1???????????:?????????

2???????????

3??????95????

4?????????????

5????????

???????11?????????????????????22? (?? ?)?A????22?????????????????(?)???,????????????????,???,?????????????3%,????3300????????????????

?????,???3267?????,?????????????3.06%;??10438??,??3.52%;?????????2175?,??3.99%?

?,?????????,A????????;?????,??????????,A????????????,????????????,????????????????????????????????,???3300?,??????????????????

???????????????,???????????A??????????,????????,??1.95%,?A????????,???????????????????????(??10%)?

??,??????????????????22??????????,?????????????????,??????????????,???????????(????????) ???????????:?????