????:1????????:?????????

2???????????????

3?????app??

4????spa?????

5???sn??

???????????????9??30???????????? (????????????? ????????????)??????????30??,??,????,?????????????????????20???????????????

?????:?,??????????????????????,?????????????15%???????2024?9??????????????????30??????????????

??,?9?????29?,?,????,???????????2024?????????10????????31????????????????????

?????????????????????,???LPR(?????????)-30????????,???????LPR-30?,??????,?????????????0.5??????

????????????????,????100??????????????25?????????,???4.4%??3.55%,??????????5600??

??,????,??,???????“??”???(????????????) ???????????:?????????????????